Frequently Asked Questions

With years of experience Oscar Martinez Public Adjuster can expedite the claim and obtain the maximum amount that the insured is owed. Knowing the policy provisions and experience in what the insurance company should pay. I will always maximize your payout.

Public adjusters charge a percentage of the claim, and it is regulated by the

department of insurance of each state. It varies from 10% to 20% of the amounts

received from the insurance company. They only charge if the insurance company

pays out. No recovery, no fee charged.

Yes, You can hire a public adjuster to reopen underpaid and to assist in denied claims.

Some denied claims will also require attorneys.

Everyone needs proper representation in their claim. The insurance company has

professional representing them and every insured needs proper representation.

A public adjuster will make the claim process seamless and a public adjuster with experience knows exactly what to expect from the insurance company. 

The public adjuster notifies the insurance company that the claim needs to be

reopened because the insurance company did not pay the claim properly. At that

time several things can happen such as a reinspection, and maneuvering with the

insurance company can only be done effectively with experience, and common

sense is literally out the window and does not work. At that time intense negotiations

are required. The process takes from three months to six months. Once the insured

and public adjuster are satisfied, then the insurance company issues a check or

several checks to close the claim.

No, commercial and dwelling policies are not like automobile policies that depend on

the insured's driving history. The insurance company will not cancel your policy if you

reopen a claim or make a claim.